Lauren Ashley

TERMS OF SERVICE:

The following terms and conditions govern all use of the imlaurenac.me website and all content, services and products available at or through the website (taken together, the Website). The Website is owned and operated by FCO, LLC. ("we", "us", or "our"). The Website (the "site") is offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, FCO LLC's Privacy Policy) and procedures that may be published from time to time on this Site by us (collectively, the "Agreement").

Please read this Agreement carefully before accessing or using the Website. By accessing or using any part of the web site, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then you may not access the Website or use any services. If these terms and conditions are considered an offer by us, acceptance is expressly limited to these terms. The Website is available only to individuals who are at least 13 years old.

Your imlaurenac.me Account and Site 

If you create a blog/site on the Website, you are responsible for maintaining the security of your account and blog, and you are fully responsible for all activities that occur under the account and any other actions taken in connection with the blog. You must not describe or assign keywords to your blog in a misleading or unlawful manner, including in a manner intended to trade on the name or reputation of others, and we may change or remove any description or keyword that it considers inappropriate or unlawful, or otherwise likely to cause us liability. You must immediately notify us of any unauthorized uses of your blog, your account or any other breaches of security. We will not be liable for any acts or omissions by You, including any damages of any kind incurred as a result of such acts or omissions.

Responsibility of Contributors 

If you operate a blog, comment on a blog, post material to the Website, post links on the Website, or otherwise make (or allow any third party to make) material available by means of the Website (any such material, "Content"), you are entirely responsible for the content of, and any harm resulting from, that Content. That is the case regardless of whether the Content in question constitutes text, graphics, an audio file, or computer software. By making Content available, you represent and warrant that:

By submitting Content to us for inclusion on our Website, you grant us a world-wide, royalty-free, and non-exclusive license to reproduce, modify, adapt and publish the Content solely for the purpose of displaying, distributing and promoting your blog. If you delete Content, we will use reasonable efforts to remove it from the Website, but you acknowledge that caching or references to the Content may not be made immediately unavailable.

Without limiting any of those representations or warranties, we have the right (though not the obligation) to, in our sole discretion (i) refuse or remove any content that, in our reasonable opinion, violates any of our policy(ies) or is in any way harmful or objectionable, or (ii) terminate or deny access to and use of the Website to any individual or entity for any reason, in our sole discretion. We will have no obligation to provide a refund of any amounts previously paid.

  • the downloading, copying and use of the Content will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark or trade secret rights, of any third party;
  • if your employer has rights to intellectual property you create, you have either (i) received permission from your employer to post or make available the Content, including but not limited to any software, or (ii) secured from your employer a waiver as to all rights in or to the Content;
  • you have fully complied with any third-party licenses relating to the Content, and have done all things necessary to successfully pass through to end users any required terms;
  • the Content does not contain or install any viruses, worms, malware, Trojan horses or other harmful or destructive content;
  • the Content is not spam, is not machine- or randomly-generated, and does not contain unethical or unwanted commercial content designed to drive traffic to third party sites or boost the search engine rankings of third party sites, or to further unlawful acts (such as phishing) or mislead recipients as to the source of the material (such as spoofing);
  • the Content is not pornographic, does not contain threats or incite violence towards individuals or entities, and does not violate the privacy or publicity rights of any third party;
  • your blog is not getting advertised via unwanted electronic messages such as spam links on newsgroups, email lists, other blogs and web sites, and similar unsolicited promotional methods;
  • your blog is not named in a manner that misleads your readers into thinking that you are another person or company. For example, your blog's URL or name is not the name of a person other than yourself or company other than your own; and
  • you have, in the case of Content that includes computer code, accurately categorized and/or described the type, nature, uses and effects of the materials, whether requested to do so by us or otherwise.

Payment and Renewal

General Terms

By selecting a product or service, you agree to pay us the one-time and/or monthly or annual subscription fees indicated (additional payment terms may be included in other communications). Subscription payments will be charged on a pre-pay basis on the day you sign up for an Upgrade and will cover the use of that service for a monthly or annual subscription period as indicated. Payments are not refundable.

Automatic Renewal

Unless you notify us before the end of the applicable subscription period that you want to cancel a subscription, your subscription will automatically renew and you authorize us to collect the then-applicable annual or monthly subscription fee for such subscription (as well as any taxes) using any credit card or other payment mechanism we have on record for you. Upgrades can be canceled at any time by submitting your request to us in writing.

Services

Fees; Payment

By signing up for a Services you agree to pay us the applicable setup fees and recurring fees. Applicable fees will be invoiced starting from the day your services are established and in advance of using such services. We reserve the right to change the payment terms and fees upon thirty (30) days prior written notice to you. Services can be canceled by you at anytime on thirty (30) days written notice to us.

Support 

If your service includes access to priority email support. "Email support" means the ability to make requests for technical support assistance by email at any time (with reasonable efforts by us to respond within three business days) concerning the use of the VIP Services. "Priority" means that support takes priority over support for users of the standard or free imlaurenac.me services. All support will be provided in accordance with our standard services practices, procedures and policies.

Responsibility of Website Visitors 

We have not reviewed, and cannot review, all of the material, including computer software, posted to the Website, and cannot therefore be responsible for that material's content, use or effects. By operating the Website, we do not represent or imply that it endorses the material there posted, or that it believes such material to be accurate, useful or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. The Website may contain content that is offensive, indecent, or otherwise objectionable, as well as content containing technical inaccuracies, typographical mistakes, and other errors. The Website may also contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights, of third parties, or the downloading, copying or use of which is subject to additional terms and conditions, stated or unstated. We disclaim any responsibility for any harm resulting from the use by visitors of the Website, or from any downloading by those visitors of content there posted.

Content Posted on Other Websites 

We have not reviewed, and cannot review, all of the material, including computer software, made available through the websites and webpages to which imlaurenac.me links, and that link to imlaurenac.me. we do not have any control over those non-FCO, LLC websites and webpages, and are not responsible for their contents or their use. By linking to a non-FCO, LLC website or webpage, do not represent or imply that we endorse such website or webpage. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. We disclaim any responsibility for any harm resulting from your use of non-FCO, LLC websites and webpages.

Copyright Infringement and DMCA Policy 

As we asks others to respect our intellectual property rights, we respect the intellectual property rights of others. If you believe that material located on or linked to by imlaurenac.me violates your copyright, you are encouraged to notify us in accordance with FCO's Digital Millennium Copyright Act ("DMCA") Policy. We will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. We will terminate a visitor's access to and use of the Website if, under appropriate circumstances, the visitor is determined to be a repeat infringer of the copyrights or other intellectual property rights of us or others. In the case of such termination, we will have no obligation to provide a refund of any amounts previously paid to us.

Intellectual Property 

This Agreement does not transfer from us to you any FCO, LLC or third party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with ours. FCO, LLC, imlaurenac.me, the imlaurenac.me logo, and all other trademarks, service marks, graphics and logos used in connection with imlaurenac.me, or the Website are trademarks or registered trademarks of our or FCO LLC's licensors. Other trademarks, service marks, graphics and logos used in connection with the Website may be the trademarks of other third parties. Your use of the Website grants you no right or license to reproduce or otherwise use any FCO, LLC or third-party trademarks.

Advertisements 

We reserve the right to display advertisements on our site unless you have purchased an ad-free account.

Attribution 

We reserve the right to display attribution links such as 'Blog at imlaurenac.me,' theme author, and font attribution in your blog footer or toolbar.

Partner Products 

By activating a partner product (e.g. theme) from one of our partners, you agree to that partner's terms of service. You can opt out of their terms of service at any time by de-activating the partner product.

Domain Names 

If you are registering a domain name, using or transferring a previously registered domain name, you acknowledge and agree that use of the domain name is also subject to the policies of the Internet Corporation for Assigned Names and Numbers ("ICANN"), including their Registration Rights and Responsibilities.

Changes

We reserve the right, at our sole discretion, to modify or replace any part of this Agreement. It is your responsibility to check this Agreement periodically for changes. Your continued use of or access to the Website following the posting of any changes to this Agreement constitutes acceptance of those changes. We may also, in the future, offer new services and/or features through the Website (including, the release of new tools and resources). Such new features and/or services shall be subject to the terms and conditions of this Agreement. 

Termination

We may terminate your access to all or any part of the Website at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement or your imlaurenac.me account (if you have one), you may simply discontinue using the Website. Notwithstanding the foregoing, if you have a paid services account, such account can only be terminated by us if you materially breach this Agreement and fail to cure such breach within thirty (30) days from FCO, LLC's notice to you thereof; provided that, we can terminate the Website immediately as part of a general shut down of our service. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability. 

Disclaimer of Warranties 

The Website is provided "as is". We and our suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither we nor our suppliers and licensors, makes any warranty that the Website will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, the Website at your own discretion and risk.

Limitation of Liability 

In no event will we, or our suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed the fees paid by you to us under this agreement during the twelve (12) month period prior to the cause of action. We shall have no liability for any failure or delay due to matters beyond our reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.

General Representation and Warranty 

You represent and warrant that (i) your use of the Website will be in strict accordance with the our Privacy Policy, with this Agreement and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and (ii) your use of the Website will not infringe or misappropriate the intellectual property rights of any third party.

Indemnification 

You agree to indemnify and hold harmless FCO, LLC, its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys' fees, arising out of your use of the Website, including but not limited to your violation of this Agreement.

Miscellaneous 

This Agreement constitutes the entire agreement between us and you concerning the subject matter hereof, and they may only be modified by a written amendment signed by an authorized executive of our, or by the posting by us of a revised version. Except to the extent applicable law, if any, provides otherwise, this Agreement, any access to or use of the Website will be governed by the laws of the state of New York, U.S.A., excluding its conflict of law provisions, and the proper venue for any disputes arising out of or relating to any of the same will be the state and federal courts located in New York County, New York. Except for claims for injunctive or equitable relief or claims regarding intellectual property rights (which may be brought in any competent court without the posting of a bond), any dispute arising under this Agreement shall be finally settled in accordance with the Comprehensive Arbitration Rules of the Judicial Arbitration and Mediation Service, Inc. ("JAMS") by three arbitrators appointed in accordance with such Rules. The arbitration shall take place in New York, NY, in the English language and the arbitral decision may be enforced in any court. The prevailing party in any action or proceeding to enforce this Agreement shall be entitled to costs and attorneys' fees. If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties' original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. You may assign your rights under this Agreement to any party that consents to, and agrees to be bound by, its terms and conditions; we may assign its rights under this Agreement without condition. This Agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns.

DISPUTE RESOLUTION

These terms, and any dispute arising from the use of this site, will be governed by New York County, NY without regard to its conflicts of laws provisions.

 

PRIVACY POLICY:

OWNER AND DATA CONTROLLER

Lauren Ashley of FCO, LLC (“us”, “we”, or “our”) operates https://imlaurenac.me/ (the “Site, Sites”).

Contact email: info@studio351online.com.

Address: PO Box 286222, New York, NY 10128.

We are committed to protecting and respecting your privacy. This Site collects some personal data from its users.

This Privacy Policy informs you of our views, practices and policies regarding the collection, use and disclosure of personal data we receive from users of the Site. By submitting personal data to us, you agree to us using your personal data as follows.

INFORMATION COLLECTION, PURPOSE AND USE

While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to name, email address, cookies, usage data, password.

We may use your personal information to

  • send you our newsletters from time to time
  • manage contacts and send messages
  • ensure that content from our site is presented in the most effective manner for you and for your computer
  • provide you with information, products or services that you request from us which may be of interest to you
  • carry out our obligations arising from any contracts entered into between you and us
  • interact with external social networks and platforms (e.g. social media widgets and share bars)
  • allow registration and authentication (e.g. affiliate portals and membership areas)
  • allow access to third party services’ accounts
  • monitor infrastructure
  • manage hosting and backend infrastructure
  • interact with live chat platforms
  • carry out remarketing and behavioural targeting (including display ads)
  • display content from external platforms
  • carry out commercial affiliation (e.g. display ads)
  • interact with support and feedback platforms
  • manage user database

In addition to the above, we may collect log data and use cookies.

Log Data

Like many site operators, we collect information that your browser sends whenever you visit our Site.

This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics.

In addition, we may use third party services such as Google Analytics that collect, monitor and analyze this data.

Cookies

Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer’s hard drive.

Like many sites, we use “cookies” to collect information.

We use cookies to save the user’s session and to carry out other activities that are strictly necessary for the operation of this Site, for example in relation to the distribution of traffic.

We use cookies to save browsing preferences and to optimize your browsing experience.

Some of third parties such as Google Analytics and Google AdSense for example collect statistics in an anonymized and aggregated form and may not require the consent of the user or may be managed directly by us without the help of third parties.

These may be used to track users’ browsing habits – in addition to the information specified herein and without our knowledge. Please refer to the privacy policy of the listed services for detailed information.

In addition to what is specified in this privacy policy, the user can manage preferences for cookies directly from within their own browser and prevent – for example – third parties from installing cookies.

Through browser preferences, it is also possible to delete cookies installed in the past, including the cookies that may have saved the initial consent for the installation of cookies by this Site.

Users can, for example, find information about how to manage cookies in the most commonly used browsers (e.g. Google Chrome, Mozilla Firefox, Apple Safari and Microsoft Internet Explorer) on the website of the browser of choice.

With regard to cookies installed by third parties, users can manage their preferences and withdrawal of their consent by clicking the related opt-out link (if provided), by using the means provided in the third party’s privacy policy, or by contacting the third party.

EU Cookie Declaration

DATA STORAGE

Your personal data may be transferred to, and stored at, a destination outside the European Economic Area (“EEA”).

By submitting your personal data, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy.

LAWFUL BASIS OF PROCESSING PERSONAL DATA

We may process personal data relating to users if one of the following applies:

  • users have given their consent for one or more specific purposes;
  • provision of data is necessary for the performance of an agreement with the user and/or for any pre-contractual obligations thereof;
  • processing is necessary for compliance with a legal obligation to which we are subject;
  • processing is related to a task that is carried out in the public interest or in the exercise of official authority vested in us;
  • processing is necessary for the purposes of the legitimate interests pursued by us or by a third party.

DATA RETENTION

We process and store your personal data for as long as required by the purpose they have been collected for.

Therefore:

  • personal data collected for purposes related to the performance of a contract between us and the user will be retained until such contract has been fully performed;
  • personal data collected for the purposes of our legitimate interests will be retained as long as needed to fulfill such purposes;
  • we may be allowed to retain personal data for a longer period whenever the user has given consent to such processing, as long as such consent is not withdrawn;
  • we may be obliged to retain personal data for a longer period whenever required to do so for the performance of a legal obligation or upon order of an authority.

Once the retention period expires, personal data will be deleted and some of your rights (i.e. the right to access, the right to erasure, the right to rectification and the right to data portability) cannot be enforced after expiration of the retention period. You may find specific information regarding your rights within the relevant section of this Privacy Policy or by contacting us at info@studio351online.com.

THIRD-PARTY DISCLOSURE

We do not sell, trade, or otherwise transfer to outside parties your personal information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users (such as, for example, ActiveCampaign), so long as those parties agree to keep this information confidential. We may also release information when its release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety.

However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

YOUR RIGHTS

Users have the right to do the following:

• Withdraw their consent at any time. Users have the right to withdraw consent where they have previously given their consent to the processing of their personal data.

• Object to processing of their data. Users have the right to object to the processing of their data if the processing is carried out on a legal basis other than consent.

• Access their data. Users have the right to learn if data is being processed by us, obtain disclosure regarding certain aspects of the processing and obtain a copy of the data undergoing processing.

• Verify and seek rectification. Users have the right to verify the accuracy of their data and ask for it to be updated or corrected.

• Restrict the processing of their data. Users have the right, under certain circumstances, to restrict the processing of their data. In this case, we will not process their data for any purpose other than storing it.

• Have their personal data deleted or otherwise removed. Users have the right, under certain circumstances, to obtain the erasure of their data from us.

• Receive their data and have it transferred to another controller. Users have the right to receive their data in a structured, commonly used and machine-readable format and, if technically feasible, to have it transmitted to another controller without any undue delay.

• Lodge a complaint. Users have the right to bring a claim before their competent data protection supervisory authority.

You can exercise your right to prevent such processing by contacting us at info@studio351online.com.

These requests can be exercised free of charge and will be addressed by us as soon as possible and always within 90 days.

SECURITY

The security of your personal information is important to us.

Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our Site as safe as possible.

We use regular Malware Scanning.

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential.

In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user places an order enters, submits, or accesses their information to maintain the safety of your personal information.

All transactions are processed through a gateway provider and are not stored or processed on our servers.

Unfortunately, no method of transmission over the internet is completely secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

PUBLIC COMMENTS

You may leave comments on blog posts. Please remember that any information you provide is not private. The information can be viewed by anyone online including family, friends, the media, investigators, and potential employers conducting background checks.

THIRD PARTY WEBSITES

We link to other websites, but please keep in mind that we do not control the privacy policies of those websites. Make sure to review the policies of any such sites before providing your personal information.

BUSINESS TRANSFERS

If we or substantially all of our assets, were acquired, or in the unlikely event that we go out of business or enters bankruptcy, your information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of our Site or business may continue to use your personal information as set forth in this policy.

CALIFORNIA ONLINE PRIVACY PROTECTION ACT

We agree to users visiting our Site anonymously.

COPPA (CHILDREN ONLINE PRIVACY PROTECTION ACT)

For the collection of personal information from children under the age of 16 years old, we comply with the Children’s Online Privacy Protection Act (COPPA).

We do not specifically market to children under the age of 16 years old.

ADS

Ads appearing on any of our Sites may be delivered to users by advertising partners, such as Google Adsense, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy does not cover the use of cookies by any advertisers. Make sure to review the policies of any such sites before providing your personal information.

PRIVACY POLICY CHANGES

This Privacy Policy is effective as of May 25, 2018 and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page.

Although most changes are likely to be minor, we may change our Privacy Policy from time to time, and in our sole discretion. We encourage visitors to frequently check this page for any changes to our Privacy Policy. If you have a imlaurenac.me account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change and indicate your consent to abide by and be bound to the modified Privacy Policy.

If we make any material changes to this Privacy Policy, we will notify you either through the email address you have provided us, or by placing a prominent notice on our website.

HOW TO CONTACT US

Questions about this statement or about our handling of your information may be sent by email to info@studio351online.com, or by post to FCO, LLC Privacy Office, USA.

Product and Services Terms and Conditions

Return Policy

All sales are final. All digital plans, services, e-books, and recordings, being non-tangible, irrevocable goods, cannot be refunded or exchanged once accessed, downloaded, unzipped, or viewed. It is the sole responsibility of the customer to understand these terms upon purchase of any item on our site and to ensure you have purchased the intended product. Additionally, access of media notwithstanding, no product or service shall be reissued or refunded more than seven business days from the date of initial purchase.

Terms of Service

All rights reserved. No part of this product may be reproduced in any form, by photostat, microfilm, xerography or any other means, or incorporated into any information retrieval system, electronic or mechanical, without the written permission of FCO, LLC. Not for resale.

This product is intended for personal use only.

Privacy Policy

We will not share or trade online information that you provide us (including e-mail addresses).

All personal information you submit is encrypted and secure. See our full privacy policy here.

Cancellation Policy

Your appointments are very important to us and they are reserved especially for you. We understand that sometimes schedule adjustments are necessary; therefore, we respectfully request at least 24-hours notice for cancellations.

Our appointments are confirmed 48-hours in advance via phone, email, or text.  A cancellation fee of 50% of the price of your service will apply to all appointments not cancelled with appropriate notice. No-shows will be charged for the full price of the service.

- Appointments made within 24-hours of a scheduled appointment time will be considered confirmed appointments. There is no cancellation allowed for these appointments. Cancellation and no-show fees will apply as stated.

- Any multiple services or combos must be held with a credit card. Multiple services or combos not cancelled 24-hours in advance will be charged 100% of the reserved service amount. A credit card "HOLD" transaction may be made on your credit card to reserve the appointment time.

CONFIRMATION Notifications

As a courtesy, we will call/email/text and confirm your service appointments 48-hours prior to your appointment date. However, if we are unable to reach you it is your responsibility to remember your appointment dates and times to avoid missed appointments and the cancellation fee(s).

Comment Policy

FCO, LLC (“us”, “we”, or “our”) welcomes and encourages comments on https://imlaurenac.me/ (the “site"), but there are some instances where comments will be edited or deleted. Comments are subject to the site's terms of service. Violations of this policy may result in comments being deleted and/or commenters being blocked from access to commenting or to the site entirely.

All Rights Reserved

We reserve the right to edit, delete, move, or mark as spam any and all comments. We have the right to block access to any one or group from commenting or from the entire site.

Comment Form Guidelines 

The comment form requires log-in through Disqus, Facebook, Twitter, or Google. Your sign-in information is governed by the terms and conditions of those sites. Comments using keywords, spam or splog-like URLs, or suspicious information in the comment form will be deleted. Your comment will not be edited, it will simply be deleted in its entirety.

Links

If you are leaving a comment and want to point to a link on your own or someone else’s site that is relevant to the topic, please feel free to do so. Keep in mind, however, the link must be relevant and add value to the site and its readers. This site is set up to automatically hold any comment with more than one link in moderation, which may delay your comment from appearing.

Thank You Comments 

Superficial comments that appear to be an attempt to get a backlink or get past comment moderation will be deleted.

Copyright/Plagiarism 

If notice is received that a comment contains proprietary, copyrighted or plagiarized information, that comment will be deleted and the commenter may be blocked from further commenting.

Email Privacy

Email addresses are required for commenting, and they are not published on the site, nor shared. They may be used by us to privately contact the commenter.

Commenter Privacy and Protection 

Comments containing email addresses, physical mail addresses, phone numbers, and any private and personal information will be deleted as soon as possible to protect the privacy of the affected party. To prevent such editing, never share private information within the site's comments.

Attachments 

If you want to post an image, please upload using the Disqus commenting form or upload it to a file sharing service such as Imgur (images) or Google Drive (files) and link to it in your comment. Keep in mind that your comment may be held if it contains links. 

Language and Decorum 

Comments which include offensive or inappropriate language, or we, in our sole discretion, determine to be, (a) snarky; (b) off-topic; (c) libelous, defamatory, abusive, harassing, threatening, profane, pornographic, offensive, false, misleading, or which otherwise violates or encourages others to violate our sense of decorum and civility or any law, including intellectual property laws; or (d) “spam,” i.e., an attempt to advertise, solicit, or otherwise promote goods and services will be deleted. In the interest of fair play, no personal attacks are permitted in the comments. You may question or argue the content, but not attack us or the blogger, nor any other commenters. Failure to respect fellow participants on this site could result in removal and blocked access. You may, however, post a link to your site or your most recent blog post.

What To Do If Your Comment Does Not Appear 

Please be patient. Comments cannot always be approved right away. Please do not submit the same comment unless you think your original comment was not submitted correctly the first time.

Multiple Comments on the Same Post 

Multiple related comments on the same post (usually one after the other) may be combined into a single comment.

Irrelevant Comments 

If a comment is irrelevant to a specific post, it may be moved to another post to which it is relevant, if possible. If no suitable post can be found, it may be deleted.

Comment Spam 

Any comment assumed to be possible comment spam will be deleted and marked as comment spam. In addition, it will be reported to services such as Project Honeypot, Botscout and/or Stop Forum Spam.

Liability 

All comments within this site are the responsibility of the individual commenter. By submitting a comment on this site, you agree that the comment content is your own, and to hold this site, us, and all subsidiaries and representatives harmless from any and all repercussions, damages, or liability.

Trackbacks Are Comments 

All trackbacks will be treated inline with our Comments Policy.

Licensing

You grant us a license to post your comments. This license is worldwide, irrevocable, non-exclusive, and royalty-free. You grant us the right to store, use, transmit, display, publish, reproduce, and distribute your comments in any format, including but not limited to a blog, in a book, a video, presentation, or other media.

Remember, commenting is a privilege, not a right.

All information on this page is subject to change without notice.

 

Anti-spam Policy

The following describes the Anti-Spam Policy for our website.

What Is Spam?

Spam is unsolicited email, also known as junk mail (received via email), or UCE (Unsolicited Commercial Email).  Virtually all of us have opened the inbox of an email account and found emails from an unknown sender.  By sending email only to those who have requested to receive it, we are following accepted permission-based email guidelines.

What About The Laws Against Spam?

They exist.  However, as with any body of laws, any individual State spam statutes can and will vary.  The spam laws of each State can not only vary, but also have different definitions of unsolicited commercial email.  Additionally, there may be various federal agencies keeping track of spam, including the Federal Trade Commission (FTC).  At the Federal level, the CAN-SPAM Act of 2003 promulgates some attempt at a coherent and unified approach to unsolicited commercial email.  Ultimately, it would be difficult to enforce spam law violations on any consistent or pervasive basis, so your own vigilance is your own best first line of defense.  Beyond that, we protect you by ensuring that you are 100% in control of whether or not you ever hear from us by email initially or in the future, as detailed in our No Tolerance policy below.

Our No Tolerance Anti-Spam Policy

We have a no tolerance spam policy.  We do not email unless someone has filled out an "opt in" form or "webform" expressing an interest in our information or products and/or services, or otherwise directly and proactively requesting it.  News of the features and benefits of Membership is spread through advertising, joint venture marketing, and word of mouth, so we are only building relationship with folks who wish to learn more about what we have to offer and willingly subscribe to our content and contact through email.  You are always completely in control of whether you receive email communication from us, and can terminate at any time.

Note - Every auto-generated email contains a mandatory unsubscribe link that cannot be removed.  Therefore, each communication carries with it the option to "unsubscribe" and never receive another email communication.

CHANGE NOTICE

As with any of our administrative and legal notice pages, the contents of this page can and will change over time.  Accordingly, this page could read differently as of your very next visit.  These changes are necessitated, and carried out, in order to protect you and our website.  If this page is important to you, you should check back frequently as no other notice of changed content will be provided either before or after the change takes effect.

COPYRIGHT WARNING

The legal notices and administrative pages on this website, including this one, have been diligently drafted by an attorney.  We have paid to license the use of these legal notices and administrative pages for your protection and ours.  This material may not be used in any way for any reason and unauthorized use is policed via Copyscape to detect violators.

QUESTIONS/COMMENTS/CONCERNS

If you have any questions about the contents of this page, or simply wish to reach us for any other reason, you may do so here.

Last Updated: May 26, 2018

 

 

Federal Trade Commission Compliance

The following describes the Federal Trade Commission Compliance for our website.

We make every effort at candor regarding any products or services we use, recommend, or otherwise make mention of.  We strive to clearly differentiate between our own products or services versus those of third parties, to facilitate inquiries, support, and customer care.  Likewise, just as we (and any other legitimate business) may profit from the sale of our own products or services, we may also profit from the sale of others' products or services (like any retailer).  Additionally, wherever products or services may give rise to income generation, we endeavor to provide realistic and factual data, but highlight the fact that the variables impacting results are so numerous and uncontrollable that no guarantees are in any way made.  It is our goal to embrace the guidelines and requirements of the Federal Trade Commission (FTC) for the benefit of all, and with that in mind provide the following disclosures regarding compensation and disclaimer regarding earnings & income.

Note that material connections may not be made known at every single advertisement or affiliate link.  Thus, to be safe, you should simply assume there is a material connection and that we may receive compensation in money or otherwise for anything you purchase as a result of visiting this website, and also that we may be paid merely by you clicking any link.

Amazon.com

One or more parties affiliated or associated with our website in some way may be an Amazon.com affiliate.  This means that links to products on Amazon.com, as well as reviews leading to purchases, can result in a commission being earned.  Again, disclosure of this material connection and the potential for compensation may not be made at every single possible opportunity.  To be safe, simply assume there is a material connection and potential for compensation at all times.  While this does not imply skewed or unduly biased reviews, full disclosure calls for this warning.

Compensation

You should assume that we may be compensated for purchases of products or services mentioned on this website that are not created, owned, licensed, or otherwise materially controlled by us. Stated differently, while most people obviously understand that individuals make a living by way of the profit that remains after the costs associated with providing their product or service are covered, at least theoretically there may be someone out there who does not understand that a third party can "affiliate" someone else's products or services and be compensated by the product or service creator/owner for helping spread the word about their offering. Just compare it to retailers.  They seldom produce anything, but rather make their money connecting product and service creators with end users.

Admonition

Having said that, you cannot count on anyone looking after your interests but you. So, you ought to always do your own research into various offers and opportunities, to the extent that leaves you comfortable, doing your own due diligence prior to making any purchase of any product or service from this website or any other. Here is a great set of guidelines for you to keep in mind:

First, just always operate from the position that any website proprietor, including us, will have a material connection to the product or service provider, and may be compensated as a result of your purchase, unless expressly stated otherwise. Aside from your purchases, note that even you actions could result in earnings for this website.  For instance, there could be ads displayed on this website that we are compensated for displaying whenever a website visitor clicks on them.

Second, to the extent that we have every interest in positively furthering our business relationship with you, we certainly desire to share only those offerings that we believe will benefit you. Just because we are not the founder or originator of the product or service, we are not going to withhold knowledge of this offering from you. If you can get some benefit from it, regardless of whether or not you've taken advantage of our own products and/or services, we want you to do well. Thus, we make a good faith effort to only present to you items that we either personally use, have actually tried, or else have faith in the reputation of the provider or concept. You can count on us making this determination based on all relevant and applicable information at the time of the recommendation.

Third, despite the fact that it would be counterproductive to mention products or services that you'll find disappointing or inferior, not only are people different, but it's also possible for us to have a lapse in judgment. Thus, to be extra cautious, even if you believe in our good faith motives, you may as well go ahead and keep in mind that we could be at least partially influenced by the monetization factor of listing various products or services on our website. Furthermore, in that vein, the reality is that there are sometimes other connections between parties that are not monetary, such as personal capital, goodwill, or otherwise, that could be an underlying undercurrent swaying the decision to promote a particular offering. Due to this hypothetical possibility, you should again simply nor rely solely on what we have to say, but rather just form your own independent opinion just to be safe. Finally, bear in mind that we might also receive free products or services, gifts, or review copies of items too.

Testimonials

Testimonials regarding the outcome or performance of using any product or service are provided to embellish your understanding of the offering.  While great effort is made to ensure that they are factually honest, we are not liable for errors and omissions.  Aside from human error, some information may be provided by third parties, such as customers or product/service providers.  The best results are not uncommonly correlated with the best efforts, discipline, diligence, and so on, and thus the results depicted cannot, in any way, be construed as common, typical, expected, normal, or associated with the average user's experience with any given product or service.  Exceptional results may be depicted by our website as highlights, but you are responsible for understanding that atypical outcomes may not reflect your experience.   Aside from market conditions, products and services change over time.  Older products may lose effectiveness.  Newer products may not have a reliable track record.

Where products or services might pertain to earning money, the same safeguards about use of testimonials apply.  Additionally, note that any related income figures are highly specific to the individual or entity that produced those results, and there can be no assurance that you will be able to leverage the same, or similar, products or services to achieve comparable results.  The results, though real, may be the result of the conflation of a number of favorable circumstances that would be difficult to replicate, and so you must proceed with the knowledge that your outcome can differ from any shared on our website.

Professional Consultation

Many products and services are designed to solve problems.  Common problem areas include legal, financial, and medical.  We are in no way purporting to counsel you on issues related law, finances, or health.  If you require guidance in these arenas, you should consider securing your own counsel from lawyers, accountants, tax professionals, investment advisors, or medical professionals before taking any action.  Nothing we may ever communicate, in print or spoken word, will ever be intended to constitute any such counsel, as we do not claim to be professionals in any of those disciplines.  You assume all risk for actions taken, losses incurred, damages sustained, or other issues stemming from your use of any product or service in any way connected with or mentioned on this website.  Indeed, such decision is solely your own, or else determined in conjunction with the professional guidance of the advisor of your choosing.

Use Of Products & Services

The following are facts you should be advised of if you intend to take advantage of any products or services.

The price paid for products and services change over time.  Even the prices of staples and basic commodities change, and there are many factors such as supply and demand, sales and other customer acquisition incentives, and more.  Price, and value, can be quite relative.  Technology, innovations, product improvements, market penetration, and numerous other factors all weigh in.  It is impossible to define the 'right' price for any product and service.  Willing buyers and willing sellers determine price at any given time.  You accept the fact that your purchase reflects your own attribution of value at the time of purchase, and that the price may increase or decrease in the future.

The outcome you experience is dependent upon many factors.  Aptitude and attitude go a long way towards success with products and services in virtually any niche, whether fitness or making money.  Circumstances, experience, innate abilities, personality, education, time commitments, and perseverance are just a few factors.  Given the smorgasbord of interrelated variables, there is no way to reasonably predict your specific outcome with any degree of reliability or certainty.

Income-Producing Products & Services

Income-producing products & services are likewise subject to the above cautions.  In addition, however, there are additional factors.  Unlike weight loss products or self-help materials, income-producing methods are influenced by the overall health of the economy in which one operates.  In times of liquidity, money flows freely and commerce is easier.  In times of perceived scarcity, fear, recession, depression, or otherwise, commerce is stymied.  Results can be influenced by market sentiment, just as the stock market indices around the world are swayed heavily on news.

Income-producing products & services purchased should be viewed as just that ñ purchases.  Though they can be investments in one's business, it is not unreasonable to expect that there may not be an express return on that investment, per se.  Often, business success is the convergence of a number of factors, methods, strategies, and so on.  It can be hard to peg success to one method or machination.  This does not necessarily undermine value of any given product or service, as it can have an additive effect.  Or, it may have no effect.  Since it can be difficult to tell, you should operate on the assumption that your outcome could be zero.  We make no guarantees and you should only risk what you can afford to lose.

Earnings & Income

In light of all of the factors above, impinging on the very nature of income-producing products and services, there is no way to guarantee results of any kind whatsoever.  Accordingly, we affirmatively declare that we make no guarantees as to your earnings & income of any kind, at any time.

As with any business endeavor or investment, past performance is no guarantee or predictor of future performance.  Any testimonials or other representations of results are for illustrative purposes only and, though every effort is made to ensure theyíre factually honest, they are not intended to imply or insinuate what is likely to happen with you.  Your reliance on them as such is not advised.

It should be noted that 'earnings & income' is so phrased with specific intent.  While income may typify the earnings most either seek or are accustomed to, earnings can come in non-monetary forms.  These include some forms that are abstract or intangible, and thus not even readily converted to currency or a common medium of exchange.  Thus, note that all manner of compensation, including earnings of a non-income yet nevertheless beneficial form, are covered by these provisions.

Affiliates & Other Third Parties

It should also be noted that we only have control over, and thus only accept responsibility for, the content of this website authored by us.  Any representations made by others should be considered prima facie unauthorized.  You may also read, hear, or otherwise come into contact with commentary about any of our products & services or offerings, and should assume those have likewise not been authorized.

While information, in any form, can arise, at any time, regarding our products & services, there may be times when this results from an affiliate relationship.  In other words, we may permit our products & services to be marketed through other individuals, businesses, websites, and otherwise, just as providers of goods and services use retailers and other vendors to make available what they offer.

You should not construe a third-party offer as an endorsement by that third party of any product or service.  You should, more conservatively, view it as an offer to buy something.  Likewise, as alluded to previously, note that we cannot fully control all marketing practices by all parties.  With the use of 'mirror' sites, indirect or unauthorized affiliates, 'tiered' affiliate structures, and so on, policing the world wide web with any modicum of thoroughness is unlikely.  We make reasonable efforts to ensure our affiliates comply with our policies and represent our products & services consistent with our guidelines.  However, we cannot always guarantee they will do so.  You are always free to report concerns or abuses via our Contact information.

Sponsor Content,  Ads, and Referrals

The blog(s) is a sponsored blog created or supported by FCO, LLC. The "Lauren" blog is  is a personal blog written and edited by Lauren Ashley for FCO, LLC. For questions about the blog(s), please contact  info@studio351online.com.

This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

This blog abides by word of mouth marketing standards. We believe in honesty of relationship, opinion and identity. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post will be clearly identified as paid or sponsored content.

The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers' own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

 This blog does contain content which might present a conflict of interest. This content will always be identified.

Customer Care

Last, but not least, please note that our role in briefing you on products and services other than our own is simply as a "matchmaker." We do not provide any support or customer service for those items and you should always contact the owner or provider of those products or services to have any and all questions answered to your satisfaction before purchasing.

CHANGE NOTICE 

As with any of our administrative and legal notice pages, the contents of this page can and will change over time.  Accordingly, this page could read differently as of your very next visit.  These changes are necessitated, and carried out, in order to protect you and our website.  If this page is important to you, you should check back frequently as no other notice of changed content will be provided either before or after the change takes effect.

QUESTIONS/COMMENTS/CONCERNS:

If you have any questions about the contents of this page, or simply wish to reach us for any other reason, you may do so by using our Contact information.

Last Updated: May 26, 2018

Affiliate Disclosure

This site uses affiliate links, paid sponsorships and advertising to help fund the cost of hosting and managing the website. Our integrity is of utmost priority, so we only partner with or promote companies, products or services that we recommend. If you click on any of the affiliate links within a post or page on the site, we will earn a small commission. The commission is paid by 3rd party companies, and has no effect on the price you pay for the item. These commissions are what help us to keep producing great content for our readers. We greatly appreciate the support!